Selection of a family is based upon the level of need, willingness to
partner with Habitat, and ability to repay the no-profit, no-interest loan.
Basic requirements are as follows:
- Applicants must be unable to obtain a home mortgage
through regular means.
- Applicants must be in need of affordable and decent
housing. Families who live in substandard conditions
such as overcrowding, inadequate utilities, structural
problems, and dangerous neighborhoods may be considered
for Habitat ownership.
- Applicants must meet Habitat income guidelines and
be able to repay a no profit, no interest
- Applicants must be willing to partner with Habitat,
agreeing to complete the required hours of sweat
equity, and attend required classes that assist the
family in acquiring skills needed for responsible
- Applicants must understand that a review will be
conducted by the Family Services Committee to determine
actual need, ability to repay the mortgage loan, and
willingness to partner with Habitat for Humanity.
Income guidelines are based on HUD guidelines for Washington County and
change every year. Housing burden cannot exceed 30% of family’s total
income including child support, trusts and SSI to qualify.
The steps involved in the application process are as follows:
- Interested parties should attend an information
meeting to find out more about the process and learn if
you meet the basic requirements. See our Information Flyer for
upcoming dates, income guidelines, and what to
- The application is reviewed to verify income,
current housing situation, residency, and credit
history. Applicant must be a U.S. citizen and a
Washington County resident for at least one year.
- If there are any questions or concerns either a
representative from Family Services or a staff member
will request another meeting with the applicant, either
face to face or on the telephone.
- During the verification process Family Service
representatives will visit the applicant’s present home
to meet the family and review the current housing
- The Family Services committee will take the
application to the Habitat for Humanity Board of
Directors for review once all criteria have been
Habitat for Humanity of Washington County is an equal
opportunity housing organization. We encourage and support an affirmative
advertising and marketing program in which there are no barriers to
obtaining housing because of race, color, religion, sex, handicap, familial
status, or national origin.
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